Nehemiah Community Reinvestment Fund™ (NCRF) is a nonprofit community development financial institution dedicated to providing capital and resources to revitalize low income and underserved communities.

NCRF accomplishes this by leveraging investments in its revolving loan fund with its own capital to make below-market rate loans to community- and faith-based nonprofit organizations. These loans produce affordable and special needs housing, community facilities such as childcare and senior centers, and nonprofit offices, and economic development projects, which create jobs and help revitalize economically stressed neighborhoods.

Additionally, NCRF acts as a bridge to provide investors with a vehicle to drive community revitalization by facilitating the creation of equity funds to make real estate investments in low-income and underserved communities. These double bottom line funds provide capital for community revitalization while at the same time yielding market-rate returns to investors.

• Extend high-impact loans to community- and faith-based organizations unable to obtain sufficient, affordable financing from conventional lenders
• Facilitate the creation of regional equity funds to bring private-sector real estate investment into low-income and underserved communities
• Offer technical assistance and training to build the financial and organizational capacity of community- and faith-based organizations
• Increase the capital available for community development by attracting investors
• Foster partnerships to increase resources and support for community development